Eight Steps to a Mortgage Loan
 

Determine What You Can Afford
Research Loan Types & Rates
Gather / Organize Your Information
Apply for Loan / Finalize on a Home

Complete the Documentation Process
Finish Appraisal, Title & Underwriting
Get Approval / Lock in a Rate
Close Your Loan
 
Complete the Documentation Process
After you have completed an application and submitted to PURE Utah Mortgage either online, over the phone, or in our office, we’ll contact you to talk about the type of loan you have selected.

Once you have made a final decision on the type of loan, we will contact you to get you a package of information that will require your signature in various places and will list documents that you will need to get to us to move closer to completing the loan process.

Below is a list of some of the documents that you will need.

  • Last calendar year’s W-2 forms.
  • Most recent pay stub showing year-to-date income.
  • If you are self-employed then you will need last two years income tax returns, and other documents that will later be requested.
  • Most recent three months’ bank statements
  • Most recent brokerage firm statements
  • Most recent IRA/401k statement
  • Gift Letter, if gift monies are being used to finance any part of the transaction. Contact PURE Utah Mortgage for more information.

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