Eight Steps to a Mortgage Loan
 

Determine What You Can Afford
Research Loan Types & Rates
Gather / Organize Your Information
Apply for Loan / Finalize on a Home

Complete the Documentation Process
Finish Appraisal, Title & Underwriting
Get Approval / Lock in a Rate
Close Your Loan
 
Apply for Loan / Finalize on a Home
If you have already found a home and have a finalized Real Estate Purchase Contract (REPC) then you are ready to Apply for a Loan.

Note:
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If you have not finalized on a home, visit the Buying a Home section of our web site to learn how to complete the essentials of buying a home.

Finding the Right Home
· Identify your priorities
· Understand the market
· Sellers pay all commissions
· Select an agent
· Search properties

Making an Offer
· Contact your real estate agent
· Completing a Real Estate Purchase Contract (REPC)
· Presenting the Real Estate Purchase Contract (REPC)
· Conduct a home inspection

· Thousands of Listings
· Photos
· Flyers & more
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