Eight Steps to a Mortgage Loan
 

Determine What You Can Afford
Research Loan Types & Rates
Gather / Organize Your Information
Apply for Loan / Finalize on a Home

Complete the Documentation Process
Finish Appraisal, Title & Underwriting
Get Approval / Lock in a Rate
Close Your Loan
 
Gather / Organize Your Information
To apply for a mortgage online or in person, you will need to have the following information.
  • Full names of all borrowers
  • Social Security numbers for all borrowers
  • Current and past addresses in the last 5 years
  • You and your co-borrower’s gross monthly income (before taxes)
  • Location and price range of homes that you are looking at
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